20天狂背4000词汇

　　有很多同学都很痛苦：老师我背了好多单词，也花了很多时间，然而遇到阅读时候根本不知道啥意思，让我写作的时候我还是用的以前那点词......怎么办~

　　其实，你花了很多时间抱着一本单词书背来背去效率是很低的，会用才是王道~那么今天我们就花点时间来，一点点的挖掘出来那些你脑子里封存已久的高频词吧~

来源：新东方 赵云龙

　　请各位花2分钟时间默读下面的文段(以下范文出自《KYLE DeNUCCIO》加粗的词请重点关注)

　　① Financial literacy is the ability to use knowledge and skills to make effective and informed money management decisions. Gaining the knowledge and developing the skills to become financially literate is a lifelong process that begins with something as simple as putting a few pennies in a piggy bank, and evolves to more advanced subjects such as risk and asset allocation.

　　②Because financial literacy is not emphasized in the education system - less than half the states have any financial literacy requirements for grades K-12, and only four states require high school students to take personal finance classes - most kids lack the necessary knowledge and skills to become financially responsible adults. The President's Advisory Council on Financial Literacy wrote in its 2008 Annual Report to the President: “By almost any measure, today's school children are ill-equipped to understand personal finance and make their way in the modern financial world. Their rising debt and debt problems, along with their poor inclination to save, substantiate what the test scores show. Meanwhile, most students still graduate from high school without any formal classroom education in personal finance.”

　　读完了是不是有一种“好高大上啊” 我写不出来啊，没关系，下面BOMB老师帮你“庖丁解牛” 请动笔“记” 光看没用，快拿笔!

　　1. Financial literacy ：翻译成中文的话就类似“理财的能力”

　　e.g.：Financial literacy is the ability to use knowledge and skills to make effective money management decisions, so children are obliged to get informed about.

　　理财是一种使用知识和技能的能力去做出高效的金钱管理决定，所以孩子务必要去了解。

　　↓↓↓

　　literate：有文化的，会读写的

　　illiterate：文盲的

　　2. informed decisions：明智的决定类似表达

　　比如：smart move/sound decision

　　e.g.：School authorities might make an informed decision to put in a vast majority of money to hire famous teachers after researching hundreds of students’s needs.

　　校方在调查了百名学生的需求后做出个明智的决定，就是去投入大量的资金雇佣名师。

　　3. lifelong process：一辈子的事儿

　　e.g.：Marriage is a lifelong process that we have to think twice to make a informed decision.

　　婚姻是个一辈子的事儿，我们要认真考虑以便做出个明智的决定。

　　4. putting a few pennies in a piggy bank：把零钱装进存钱罐

　　“piggy bank”表示零钱罐，penny 一便士

　　5. asset allocation：资产分配

　　e.g.：Confronting financial crisis, government has to implement a proper asset allocation policy to avoid repeat financial depression.

　　面临资产危机的时候，政府必须要实施合适的资产分配政策来防止周而复始的经济萧条。

　　6. Be emphasized in: 被重视

　　e.g.：The mindset of “problem-solvin” gand “thinking-critically “ should be emphasized in the construction of teenagers teaching curricular.

　　“解决问题”和“批判性思考”的思维应该在青少年教学课程建设中被强强调。

　　7. require sb to do：要求某人做某事(一般与学生搭配在一起使用更佳)

　　e.g.：School should require students to attend to some extra curricular activities to streng then their social abilities.

　　学校应该要求学生参加一些课外活动去加强他们的社交能力。

　　8. financially responsible adults：经济上有责任感的成年人

　　e.g.：In order to become financially responsible adults, children are supposed to engage in different finance-related activities to acquire more practical skills on issues of money autonomy.

　　为了成为经济上独立的成年人，孩子应该参与不同的与经济有关的活动去获得更多的实用的技能在金钱自理的问题上。

　　9. be ill-equipped to：表示”做某事没有准备好“ ”缺乏某种能力“

　　e.g.：Parents are ill-equipped to understand their children and put in less faith in them such as restricting their money spent on entertainment;limiting their time spent on watching TV, and even prohibiting their freedom to choose majors.

　　父母未能很好的理解孩子并且对孩子有很少的信任，比如限制他们花在娱乐上的钱,限制他们花在看电视上的时间,甚至禁止他们选择专业的自由。

　　10. have poor inclination to ：表示有做不好的事情的不良倾向

　　e.g.：Children, especially for those rebellious adolescents, tend to have poor inclination to crime, so they should be guided in a right way by their parents.

　　孩子，特别是那些叛逆的青少年，往往有犯罪的倾向,所以他们应该被他们的父母用正确的方法引导。