托福写作高分范文：钱花在长期保值物品还是短期享受？

新东方在线托福为大家提供托福写作高分范文、万能理由、写作流程、字数要求等，今天给大家带来的是托福写作高分范文：把钱花在保存时间较长的物品上还是短期享受上？希望对大家托福写作有所帮助！

托福写作题目：

Do you agree or disagree with the following statement? It is better to spendmoney on something that lasts for a long time,such as an expensive piece ofjewelry or spend on something that provides a short-term pleasure such as avacation.

优秀范文：

　　Different people may have varied preferences regarding the way to deal with money. Indeed, the targets of purchases could vividly reflect one's values. The advancement of modern society has added wealth to the working class. As a consequence, the increasingly higher incomes have brought forth diversity in financial transactions. Some people feel it a better idea to spend money on long-term items, like luxurious jewelry, while others would rather invest in short-term enjoyment, like a vacation. Owing to my own perspectives on money, I stand by the latter.

　　In the first place, people deserve timely reward from the money they make. Just as Edmund Burke once remarked, "If we command our wealth, we shall be rich and free; but if our wealth commands us, we are poor indeed." It doesn't matter whether one's salary is high or not. Every employee can afford a trip, either a long journey or a short one aroundneighboring regions. Needless to say, an enjoyable vacation is badly needed after days of diligent work. The pleasure and relaxation during a vacation have far exceeded the sense of fulfillment from work. I have just returned from a one-day mountain-climbing trip in the suburb near the city during the passing weekend. The comparatively lower cost of such a vacation added to my satisfaction. As is vastly recognized, the best way to save money is to spend it wisely. In reality, each person determines the standard of his or her own happiness and I amno exception.

　　Secondly, no one can ensure the rise in value of long- term items due to non-stop market fluctuation. Despite the strength of the economy, powerful psychological forces might be pushing in the opposite direction. Purchasing jewelry is in a sense a financial risk. Moreover, a larger relative amount of money is needed to obtain it. If the price of them falls in the future, their owners will inevitably suffer tremendous losses. Besides, it might be a rash decision to invest heavily on jewelry that last for a long time without having a substantial amount of cash at hand to guard against an unpredictable future. In other words, one shouldmake smart purchases, no matter how wealthy he or she is.

　　Truthfully, investment orientation may be associated with many factors, including one's revenue and expenditure, future plans, temporary demand and so forth. People with different values may also have totally distinctive financial choices. As for those who are in the role of an investor,attention might be paid to the existing economic climates in different regions. They are more likely to invest heavily in stocks, jewelry, houses, or funds, expecting earnestly a rise in their values. With regard to those who act as a consumer, money is in most cases spent on short-term items like food, clothing and traveling cards.

　　In conclusion, based on all the reasons mentioned above as well as my own values, it is a practical idea for people to select purchases that would bring them happiness and a strong sense of satisfaction. That explains why I prefer to spend money on short-term pleasures rather than long-termvaluables.

中文翻译：

关于处理金钱的方式，不同的人会有不同的偏好。的确，购买目标可以生动地反映出一个人的价值观。现代社会的进步增加了工薪阶级的财富。于是，逐渐增长的收入也随之带来了理财方式的多样化。有些人认为把钱花在诸如奢侈珠宝之类的持久物品上更好，而有的人宁可投资于诸如旅行之类的短期享受上。鉴于我的金钱观，我更支持后者。

首先，人们理应从所挣的钱中得到及时的回报。正如埃德蒙·伯克曾经说过，“如果我们支配财富，那么我们会变得富有与自由;但是如果财富支配我们，那么我们就会变得彻底贫穷。”这与一个人工资是高是低无关。无论是长途旅行还是在附近地区的短途旅行，每个人都能承担得起一次出游。不言而喻，在多日辛勤劳作之后，人们急需一个使心情愉悦的假期。从旅行中得到的轻松快乐远远超过工作所给予的成就感。上周末我刚刚进行了一次为期一天的城市近郊的爬山旅行。这次旅行相对较低的花费令我更加满意。众所周知，省钱的最佳方法就是明智地消费。实际上，人人都是自己幸福标准的决定者，我也不例外。

其次，由于持续的市场波动，没人能保证长期物品一定能升值。尽管经济是强有力的，强大的心理动力也许正与其背道而驰。在某种意义上，购买珠宝是一种经济风险。此外，拥有珠宝需要付出更昂贵的代价。如果它们在未来贬值的话，所有者就会不可避免地遭受严重损失。再者，如果没有一定数额的现金在手以备不时之需的话，那么大力投资珠宝也许是欠缺考虑的决定。换句话说，无论一个人是否富有，他或她都应该明智地投资与消费。

其实，投资取向与很多因素有关，包括收入与支出、未来计划、暂时需求等。拥有不同价值观的人也会作出截然不同的经济选择。对于投资者而言，注意力将集中在不同地区当前的经济形势上。他们很可能出巨资投资股票、珠宝、房产或基金，并热切盼望其增值。而对于消费者而言，在多数情况下，现金基本上会花在诸如食品、衣服和旅行卡之类的短期物品上。总之，基于上述因素以及我自己的价值观，将钱花在能够带给人们幸福和满足感的事物上是一个很实际的主意。这就解释了我为什么会选择投资短期享受而非长期奢侈品。

注释：

as a consequence 因此

diversity n. 多样性

financial transaction 金融交易

timely adj. 及时的

diligent adj. 勤奋的;辛勤的

exceed vt. 超出;超过

suburb n. 郊区;郊外

non-stop market fluctuation 永无休止的市场波动

push in the opposite direction 向相反的方向发展

inevitably adv. 不可避免地

guard against 防止;预防

revenue and expenditure 收入和支出

distinctive adj. 不同的

in the role of... 以……的角色

existing adj. 现存的;目前的

你是否还想知道：

托福考试作文范文(汇总)

托福写作高分攻略

官方解读托福写作考试